by Scott Hill Team NMLS# 309812 | Nov 14, 2016 | Buying
Title Insurance Title insurers conduct a title search on public records before they agree to insure the purchaser or mortgagee of land. Specifically, after a real estate sales contract has been executed and escrow opened, a title professional will search the public...
by Scott Hill Team NMLS# 309812 | Nov 14, 2016 | Buying
How the Mortgage Loan Process Works No doubt, a lot is involved in order to get a mortgage. You wouldn’t be looking up loan information if it were possible to get a mortgage loan in a single day with a simple application. But American Pacific Mortgage does the heavy...
by Scott Hill Team NMLS# 309812 | Aug 23, 2016 | Buying, Credit Score
How FICO Credit Scores Are Calculated Because we live in a computer-driven society, you’re probably not surprised to hear that your creditworthiness comes down to one number. The years of paying your various bills: your mortgage, car payments, and credit card bills...
