You’ve decided to buy you

first home. Now what?

 

 

Buying your First Home should be an Exciting Experience.

We can keep it from becoming an overwhelming one.


First Time Buyers

When you are ready to become a first-time home buyer, we are here to help you through the entire process. You want clear instructions, easy steps to follow, and no surprises. We want to educate you about the mortgage process, and guide you through to a quick, hassle-free close.

The Home Loan Process, Simplified

Let us simplify the mortgage process for you. Together, we will explore your home loan options, and the steps you need to be pre-approved. We will educate you on the process and available options for first-time home buyers. When you are ready, we will be sure that you are pre-approved so you can be ready to make the strongest offer when you find your perfect home.

Learn More About the Home Buying Process…


What is Title Insurance?

What is Title Insurance?

Title insurers conduct a title search on public records before they agree to insure the purchaser or mortgagee of land. Specifically, after a real estate sales contract has been executed and escrow opened, a title professional will search the public records to look for any problems with the home’s title.

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Breaking Down the Loan Process

Breaking Down the Loan Process

No doubt, a lot is involved in order to get a mortgage. You wouldn’t be looking up loan information if it were possible to get a mortgage loan in a single day with a simple application. But American Pacific Mortgage does the heavy lifting so you can concentrate on your life rather than the mortgage loan.

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Starting With a Good Credit Score

Starting With a Good Credit Score

Because we live in a computer-driven society, you’re probably not surprised to hear that your creditworthiness comes down to one number. The years of paying your various bills: your mortgage, car payments, and credit card bills can be analyzed, sliced, spindled and mutilated into a single indicator of whether you’re likely to meet your future obligations.

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Contact Us

Scott Hill Team
NMLS# 309812 | CA BRE 01332532

American Pacific Mortgage
3190 S. Bascom Avenue
Suite #100
San Jose, CA 95124
(408) 626-0394
Fax: (408) 558-4421
scott@scotthillteam.com

Get a FREE Rate Quote

Call or Text 408-626-0394

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EXPLORE YOUR HOME LOAN OPTIONS


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CA BRE#01332532/01215943 NMLS#309812/1850 Licensed by the Department of business oversight under the CRMLS

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American Pacific Mortgage 3190 S. Bascom Avenue Suite 100 San Jose, CA 95124

Phone: (408) 626-0394 | Fax: (408) 558-4421 | E-mail: Scott@ScottHillTeam.com