Financing a Second Home

A second home means the vacation never has to end.

When you are ready to make your second home dream a reality, we can get you there.

Your second home is waiting.

Where have you been dreaming to call home? An ocean front view, a place to ski, or adjacent to the green, a second home is the best way to ensure the vacation never ends. Your second home is a special place, with special home finance considerations. Let’s get you there.

Second homes have unique financial and lending requirements.

Second homes will have special considerations for financial and lending requirements. We can help you determine the affordability of a vacation home, and guide you through the specific lending requirements that are needed for your second home.

With our large selection of loan options available, we can find the perfect financing for the other home you have been dreaming of. We can tell you the requirements necessary to make your vacation home a reality.

Learn More About Buying a Second Home…

What is Title Insurance?

What is Title Insurance?

Title insurers conduct a title search on public records before they agree to insure the purchaser or mortgagee of land. Specifically, after a real estate sales contract has been executed and escrow opened, a title professional will search the public records to look for any problems with the home’s title.

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Breaking Down the Loan Process

Breaking Down the Loan Process

No doubt, a lot is involved in order to get a mortgage. You wouldn’t be looking up loan information if it were possible to get a mortgage loan in a single day with a simple application. But American Pacific Mortgage does the heavy lifting so you can concentrate on your life rather than the mortgage loan.

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Starting With a Good Credit Score

Starting With a Good Credit Score

Because we live in a computer-driven society, you’re probably not surprised to hear that your creditworthiness comes down to one number. The years of paying your various bills: your mortgage, car payments, and credit card bills can be analyzed, sliced, spindled and mutilated into a single indicator of whether you’re likely to meet your future obligations.

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Contact Us

Scott Hill Team
NMLS# 309812 | CA BRE 01332532

American Pacific Mortgage
3190 S. Bascom Avenue
Suite #100
San Jose, CA 95124
(408) 626-0394
Fax: (408) 558-4421

Get a FREE Rate Quote

Call or Text 408-626-0394



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American Pacific Mortgage 3190 S. Bascom Avenue Suite 100 San Jose, CA 95124

Phone: (408) 626-0394 | Fax: (408) 558-4421 | E-mail: